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Small Business Funding
How to Get a Small Business Loan: A Step-by-Step Guide
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March 10th, 2025
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•
4 min(s) read
- •
Securing a business loan can feel overwhelming, but with the right approach, you can get the funding you need without the stress. Whether you're expanding, managing cash flow, or launching a new venture, this guide breaks down everything you need to know.
Key Takeaways
- Understand Your Options – Different loans serve different needs. Know what fits your business.
- Check Your Eligibility – Lenders look at time in business, revenue, and credit history.
- Prepare Key Documents – Financial records, tax returns, and a business plan can speed up approval.
- Choose the Right Lender – Banks, online lenders, and alternative financing each have pros and cons.
- Improve Your Approval Odds – Boost your credit score and show steady revenue to increase your chances.
- Understand Loan Terms – Know interest rates, repayment terms, and hidden fees before signing.
- Plan for Repayment – A loan should help, not hurt, your cash flow. Budget accordingly.
Why Business Loans Matter
Most businesses need funding at some point, whether it’s for growth, operations, or unexpected expenses. A well-structured loan can provide stability, help seize new opportunities, and keep your business running smoothly.
Understanding Your Business Loan Options
Not all loans are created equal. Different types of financing serve different purposes. Knowing your options helps you choose wisely.
- Term Loans: A lump sum of cash repaid over a set period with fixed payments.
- Lines of Credit: Flexible access to funds when you need them, similar to a credit card.
- SBA Loans: Government-backed loans with favorable terms but a longer approval process.
- Equipment Financing: Loans specifically for purchasing business equipment.
- Invoice Factoring: Selling unpaid invoices to a lender in exchange for fast cash.
Check If You Qualify
Lenders have different requirements, but most consider the following factors:
- Time in Business: Many lenders require at least 6 months to 2 years in operation.
- Revenue: Some loans require minimum monthly or annual revenue.
- Credit Score: Higher scores can lead to better terms, but some lenders offer options for lower credit.
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Gather Your Documents
Having your paperwork ready can speed up the process and improve your chances of approval. Common documents include:
- Recent bank statements
- Business tax returns
- Profit and loss statements
- Business licenses and registrations
- Debt schedules (if you have existing loans)
Find the Right Lender
Each lender type has its own benefits. Consider your needs before applying.
- Banks & Credit Unions: Lower interest rates but stricter approval processes.
- Online Lenders: Faster approvals, often within 24 hours, but may have higher interest rates.
- Alternative Lenders: Options like merchant cash advances or revenue-based financing for businesses with lower credit scores.
Improve Your Approval Chances
If you're not getting the loan offers you want, here are ways to strengthen your application:
- Increase your business revenue and demonstrate steady income.
- Work on improving your personal and business credit scores.
- Offer collateral if required (for secured loans).
- Apply for the right loan amount—borrowing too much or too little can impact approval.
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);
}
} else if(laststepcheck != 'Manually upload bank statements for the last 3 months'){
$('.hide-btn').hide();
$('.captcha_field_hide').hide();
$('.or-divider').remove();
$('.submit-button').val('Submit');
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$('.hide-btn').show();
$('.captcha_field_hide').show();
$('.or-divider').remove();
$('.submit-button').val('Submit');
}
if(laststepcheck == "Automatically fetch bank statements via Plaid"){
var shouldStop = '';
var value = $('input[name="form_field_58"]').val();
$.ajax({
url: "https://www.businesscapital.com/plaid/check-plaid-connect-new",
type: "GET",
dataType: "json",
data: { form_field_58: value },
async: true,
success: function(data_res) {
if(data_res.val == 1){
$('.hide-btn').show();
$('.captcha_field_hide').show();
// Show success message
document.getElementById('link-button').style.display = 'none';
const msgBox = document.querySelector('.msg-from-plaid');
msgBox.style.display = 'block';
msgBox.classList.add('success');
msgBox.innerText = "Success! Your bank account is now connected via Plaid to fetch your bank statements";
}
}
});
}
}
}
//$('.captcha_field_hide').show();
var full_name = $('input.loan_application_f_name').val() + ' ' + $('input.loan_application_l_name').val();
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}
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if((parseInt(step_data_index_count)+parseInt(1)) == 14){
const canvas = document.getElementById('signaturepad');
const canvas1 = document.getElementById('signaturepad1');
const canvas2 = document.getElementById('signaturepad2');
const canvas3 = document.getElementById('signaturepad3');
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const ctx1 = canvas1.getContext("2d");
const ctx2 = canvas2.getContext("2d");
const ctx3 = canvas3.getContext("2d");
canvas.width = 300;
canvas1.width = 300;
canvas2.width = 300;
canvas3.width = 300;
canvas.height = 150;
canvas1.height = 150;
canvas2.height = 150;
canvas3.height = 150;
ctx.clearRect(0, 0, canvas.width, canvas.height);
ctx1.clearRect(0, 0, canvas1.width, canvas1.height);
ctx2.clearRect(0, 0, canvas2.width, canvas2.height);
ctx3.clearRect(0, 0, canvas3.width, canvas3.height);
}
var owner2fname = $('input[name="form_field_402"]').val();
var owner2lname = $('input[name="form_field_462"]').val();
var owner2percentage = $('input[name="form_field_416"]').val();
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$('.owner_2_sign').show();
$('.owner2_signature').show();
$('.owner_2_e_sign').show();
$('.owner_2_sign').addClass('validate[required]');
$('.step-16').removeClass('center-signature');
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$('.owner_2_sign').removeClass('validate[required]');
$('.step-16').addClass('center-signature');
}
var owner3fname = $('input[name="form_field_423"]').val();
var owner3lname = $('input[name="form_field_463"]').val();
var owner3percentage = $('input[name="form_field_439"]').val();
if(owner3fname != "" && owner3lname != "" && owner3percentage != ""){
$('.owner_3_sign').show();
$('.owner3_signature').show();
$('.owner_3_e_sign').show();
$('.owner_3_sign').addClass('validate[required]');
$('.step-16').removeClass('center-signature');
$('.step-16').addClass('center-signature-third');
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$('.owner3_signature').hide();
$('.owner_3_e_sign').hide();
$('#signature-data2').val('');
$('input[name="form_field_487"]').val('');
$('.owner_3_sign').removeClass('validate[required]');
$('.step-16').removeClass('center-signature-third');
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var owner4fname = $('input[name="form_field_444"]').val();
var owner4lname = $('input[name="form_field_464"]').val();
var owner4percentage = $('input[name="form_field_458"]').val();
if(owner4fname != "" && owner4lname != "" && owner4percentage != ""){
$('.owner_4_sign').show();
$('.owner4_signature').show();
$('.owner_4_e_sign').show();
$('.owner_4_sign').addClass('validate[required]');
$('.step-16').removeClass('center-signature');
$('.step-16').removeClass('center-signature-third');
} else {
$('.owner_4_sign').hide();
$('.owner4_signature').hide();
$('.owner_4_e_sign').hide();
$('#signature-data3').val('');
$('input[name="form_field_490"]').val('');
$('.owner_4_sign').removeClass('validate[required]');
}
}
if(form_id == 22){
if((parseInt(step_data_index_count)+parseInt(1)) == 14){
const canvas = document.getElementById('signaturepad');
const canvas1 = document.getElementById('signaturepad1');
const canvas2 = document.getElementById('signaturepad2');
const canvas3 = document.getElementById('signaturepad3');
const ctx = canvas.getContext("2d");
const ctx1 = canvas1.getContext("2d");
const ctx2 = canvas2.getContext("2d");
const ctx3 = canvas3.getContext("2d");
canvas.width = 300;
canvas1.width = 300;
canvas2.width = 300;
canvas3.width = 300;
canvas.height = 150;
canvas1.height = 150;
canvas2.height = 150;
canvas3.height = 150;
ctx.clearRect(0, 0, canvas.width, canvas.height);
ctx1.clearRect(0, 0, canvas1.width, canvas1.height);
ctx2.clearRect(0, 0, canvas2.width, canvas2.height);
ctx3.clearRect(0, 0, canvas3.width, canvas3.height);
}
var owner2fname = $('input[name="form_field_652"]').val();
var owner2lname = $('input[name="form_field_653"]').val();
var owner2percentage = $('input[name="form_field_649"]').val();
if(owner2fname != "" && owner2lname != "" && owner2percentage != ""){
$('.owner_2_sign').show();
$('.owner2_signature').show();
$('.owner_2_e_sign').show();
$('.owner_2_sign').addClass('validate[required]');
$('.step-16').removeClass('center-signature');
} else {
$('.owner_2_sign').hide();
$('.owner2_signature').hide();
$('.owner_2_e_sign').hide();
$('#signature-data1').val('');
$('input[name="form_field_718"]').val('');
$('.owner_2_sign').removeClass('validate[required]');
$('.step-16').addClass('center-signature');
}
var owner3fname = $('input[name="form_field_672"]').val();
var owner3lname = $('input[name="form_field_673"]').val();
var owner3percentage = $('input[name="form_field_689"]').val();
if(owner3fname != "" && owner3lname != "" && owner3percentage != ""){
$('.owner_3_sign').show();
$('.owner3_signature').show();
$('.owner_3_e_sign').show();
$('.owner_3_sign').addClass('validate[required]');
$('.step-16').removeClass('center-signature');
$('.step-16').addClass('center-signature-third');
} else {
$('.owner_3_sign').hide();
$('.owner3_signature').hide();
$('.owner_3_e_sign').hide();
$('#signature-data2').val('');
$('input[name="form_field_721"]').val('');
$('.owner_3_sign').removeClass('validate[required]');
$('.step-16').removeClass('center-signature-third');
}
var owner4fname = $('input[name="form_field_692"]').val();
var owner4lname = $('input[name="form_field_693"]').val();
var owner4percentage = $('input[name="form_field_707"]').val();
if(owner4fname != "" && owner4lname != "" && owner4percentage != ""){
$('.owner_4_sign').show();
$('.owner4_signature').show();
$('.owner_4_e_sign').show();
$('.owner_4_sign').addClass('validate[required]');
$('.step-16').removeClass('center-signature');
$('.step-16').removeClass('center-signature-third');
} else {
$('.owner_4_sign').hide();
$('.owner4_signature').hide();
$('.owner_4_e_sign').hide();
$('#signature-data3').val('');
$('input[name="form_field_724"]').val('');
$('.owner_4_sign').removeClass('validate[required]');
}
}
if(form_id == 17) {
step_update_progressIndicator(step_data_index);
}
step_update_progressBar(6);
if(form_id == 18) {
step_update_progressBar(25);
}
if(form_id == 22) {
step_update_progressBar(12);
get_session_data();
}
}
} else {
return false;
}
});
form.find('.prev').on('click', function() {
const form_current_step = $(this).closest('.form_group');
const form_previous_step = form_current_step.prev('.form_group');
if (form_previous_step.length && form_previous_step.hasClass('steps')) {
form_current_step.hide();
form_previous_step.show();
$('.hide-btn').hide();
$('.captcha_field_hide').hide();
const step_data_index = $('.steps').index(form_previous_step);
if(form_id == 5)
step_update_progress(step_data_index);
if(form_id == 7 || form_id == 22) {
const total_form_steps = $('.steps').length;
if(form_id == 22){
updateStepListform22(step_data_index, 0);
} else {
updateStepList(step_data_index, 0);
}
if (form_previous_step.hasClass('new-after-1')) {
$('.back-btn').hide();
}
} else {
if (form_previous_step.hasClass('step-1')) {
$('.back-btn').hide();
}
}
if(form_id == 17) {
step_update_progressIndicator(step_data_index);
}
step_update_progressBar(-6);
if(form_id == 18) {
step_update_progressBar(-25);
}
if(form_id == 22) {
step_update_progressBar(-12);
}
}
});
step_update_progress(0);
});
$('.back-btn').on('click',function(){
form_show_previous_step();
});
$('.back-btn22').on('click',function(){
form_show_previous_step_form22();
});
if($(this).find('.error').is(':visible')){
$('.new-after-1').hide();
const lastStep = $('.steps').last();
var form_id = '5';
if(form_id == 7){
var baseURL = 'https://www.businesscapital.com/loan-applications';
} else if(form_id == 22){
var baseURL = 'https://www.businesscapital.com/loan-applications-mail-offer';
}
var ques_first_three_error = document.querySelectorAll('fieldset .ques_first_three');
var steps_count_error = ques_first_three.length;
var step_data_index_count = 15;
window.history.pushState('step'+(parseInt(step_data_index_count)), 'Title', baseURL+'/step'+(parseInt(step_data_index_count))+'#forms7');
//$('#click_current_url').val('step'+(parseInt(step_data_index_count)), 'Title', baseURL+'/step'+(parseInt(step_data_index_count))+'#forms7');
$(this).closest('.form_group').hide();
lastStep.show();
const laststep_data_index = $('.steps').index(lastStep);
if (form_id == 5) {
step_update_progress(laststep_data_index);
}
if (form_id == 7 || form_id == 22) {
const total_form_steps = $('.steps').length;
if(form_id == 22){
updateStepListform22(laststep_data_index, total_form_steps);
} else {
updateStepList(laststep_data_index, total_form_steps);
}
if(form_id == 7){
if((parseInt(step_data_index_count)) == 14) {
const canvas = document.getElementById('signaturepad');
const canvas1 = document.getElementById('signaturepad1');
const canvas2 = document.getElementById('signaturepad2');
const canvas3 = document.getElementById('signaturepad3');
const ctx = canvas.getContext("2d");
const ctx1 = canvas1.getContext("2d");
const ctx2 = canvas2.getContext("2d");
const ctx3 = canvas3.getContext("2d");
canvas.width = 300;
canvas1.width = 300;
canvas2.width = 300;
canvas3.width = 300;
canvas.height = 150;
canvas1.height = 150;
canvas2.height = 150;
canvas3.height = 150;
ctx.clearRect(0, 0, canvas.width, canvas.height);
ctx1.clearRect(0, 0, canvas1.width, canvas1.height);
ctx2.clearRect(0, 0, canvas2.width, canvas2.height);
ctx3.clearRect(0, 0, canvas3.width, canvas3.height);
}
var owner2fname = $('input[name="form_field_402"]').val();
var owner2lname = $('input[name="form_field_462"]').val();
var owner2percentage = $('input[name="form_field_416"]').val();
if(owner2fname != "" && owner2lname != "" && owner2percentage != ""){
$('.owner_2_sign').show();
$('.owner2_signature').show();
$('.owner_2_e_sign').show();
$('.owner_2_sign').addClass('validate[required]');
$('.step-16').removeClass('center-signature');
} else {
$('.owner_2_sign').hide();
$('.owner2_signature').hide();
$('.owner_2_e_sign').hide();
$('#signature-data1').val('');
$('input[name="form_field_484"]').val('');
$('.owner_2_sign').removeClass('validate[required]');
$('.step-16').addClass('center-signature');
}
var owner3fname = $('input[name="form_field_423"]').val();
var owner3lname = $('input[name="form_field_463"]').val();
var owner3percentage = $('input[name="form_field_439"]').val();
if(owner3fname != "" && owner3lname != "" && owner3percentage != ""){
$('.owner_3_sign').show();
$('.owner3_signature').show();
$('.owner_3_e_sign').show();
$('.owner_3_sign').addClass('validate[required]');
$('.step-16').removeClass('center-signature');
$('.step-16').addClass('center-signature-third');
} else {
$('.owner_3_sign').hide();
$('.owner3_signature').hide();
$('.owner_3_e_sign').hide();
$('#signature-data2').val('');
$('input[name="form_field_487"]').val('');
$('.owner_3_sign').removeClass('validate[required]');
$('.step-16').removeClass('center-signature-third');
}
var owner4fname = $('input[name="form_field_444"]').val();
var owner4lname = $('input[name="form_field_464"]').val();
var owner4percentage = $('input[name="form_field_458"]').val();
if(owner4fname != "" && owner4lname != "" && owner4percentage != ""){
$('.owner_4_sign').show();
$('.owner4_signature').show();
$('.owner_4_e_sign').show();
$('.owner_4_sign').addClass('validate[required]');
$('.step-16').removeClass('center-signature');
$('.step-16').removeClass('center-signature-third');
} else {
$('.owner_4_sign').hide();
$('.owner4_signature').hide();
$('.owner_4_e_sign').hide();
$('#signature-data3').val('');
$('input[name="form_field_490"]').val('');
$('.owner_4_sign').removeClass('validate[required]');
}
$('input[name="form_field_153"]').val('');
$('input[name="form_field_484"]').val('');
$('input[name="form_field_487"]').val('');
$('input[name="form_field_490"]').val('');
loadpage = true;
}
if(form_id == 22){
if((parseInt(step_data_index_count)) == 14) {
const canvas = document.getElementById('signaturepad');
const canvas1 = document.getElementById('signaturepad1');
const canvas2 = document.getElementById('signaturepad2');
const canvas3 = document.getElementById('signaturepad3');
const ctx = canvas.getContext("2d");
const ctx1 = canvas1.getContext("2d");
const ctx2 = canvas2.getContext("2d");
const ctx3 = canvas3.getContext("2d");
canvas.width = 300;
canvas1.width = 300;
canvas2.width = 300;
canvas3.width = 300;
canvas.height = 150;
canvas1.height = 150;
canvas2.height = 150;
canvas3.height = 150;
ctx.clearRect(0, 0, canvas.width, canvas.height);
ctx1.clearRect(0, 0, canvas1.width, canvas1.height);
ctx2.clearRect(0, 0, canvas2.width, canvas2.height);
ctx3.clearRect(0, 0, canvas3.width, canvas3.height);
}
var owner2fname = $('input[name="form_field_652"]').val();
var owner2lname = $('input[name="form_field_653"]').val();
var owner2percentage = $('input[name="form_field_649"]').val();
if(owner2fname != "" && owner2lname != "" && owner2percentage != ""){
$('.owner_2_sign').show();
$('.owner2_signature').show();
$('.owner_2_e_sign').show();
$('.owner_2_sign').addClass('validate[required]');
$('.step-16').removeClass('center-signature');
} else {
$('.owner_2_sign').hide();
$('.owner2_signature').hide();
$('.owner_2_e_sign').hide();
$('#signature-data1').val('');
$('input[name="form_field_718"]').val('');
$('.owner_2_sign').removeClass('validate[required]');
$('.step-16').addClass('center-signature');
}
var owner3fname = $('input[name="form_field_672"]').val();
var owner3lname = $('input[name="form_field_673"]').val();
var owner3percentage = $('input[name="form_field_689"]').val();
if(owner3fname != "" && owner3lname != "" && owner3percentage != ""){
$('.owner_3_sign').show();
$('.owner3_signature').show();
$('.owner_3_e_sign').show();
$('.owner_3_sign').addClass('validate[required]');
$('.step-16').removeClass('center-signature');
$('.step-16').addClass('center-signature-third');
} else {
$('.owner_3_sign').hide();
$('.owner3_signature').hide();
$('.owner_3_e_sign').hide();
$('#signature-data2').val('');
$('input[name="form_field_721"]').val('');
$('.owner_3_sign').removeClass('validate[required]');
$('.step-16').removeClass('center-signature-third');
}
var owner4fname = $('input[name="form_field_692"]').val();
var owner4lname = $('input[name="form_field_693"]').val();
var owner4percentage = $('input[name="form_field_707"]').val();
if(owner4fname != "" && owner4lname != "" && owner4percentage != ""){
$('.owner_4_sign').show();
$('.owner4_signature').show();
$('.owner_4_e_sign').show();
$('.owner_4_sign').addClass('validate[required]');
$('.step-16').removeClass('center-signature');
$('.step-16').removeClass('center-signature-third');
} else {
$('.owner_4_sign').hide();
$('.owner4_signature').hide();
$('.owner_4_e_sign').hide();
$('#signature-data3').val('');
$('input[name="form_field_724"]').val('');
$('.owner_4_sign').removeClass('validate[required]');
}
$('input[name="form_field_714"]').val('');
$('input[name="form_field_718"]').val('');
$('input[name="form_field_721"]').val('');
$('input[name="form_field_724"]').val('');
loadpage = true;
}
if(form_id == 7) {
var data_get_all = localStorage.getItem("form_7");
var data_get_all1 = JSON.parse(data_get_all);
delete data_get_all1.form_field_153;
delete data_get_all1.form_field_484;
delete data_get_all1.form_field_487;
delete data_get_all1.form_field_490;
localStorage.setItem("form_7", JSON.stringify(data_get_all1));
}
if(form_id == 22) {
var data_get_all = localStorage.getItem("form_22");
var data_get_all1 = JSON.parse(data_get_all);
delete data_get_all1.form_field_714;
delete data_get_all1.form_field_718;
delete data_get_all1.form_field_721;
delete data_get_all1.form_field_724;
localStorage.setItem("form_22", JSON.stringify(data_get_all1));
}
}
$('.back-btn').show();
if (!lastStep.next('.form_group').length) {
$('.hide-btn').show();
$('.captcha_field_hide').show();
step_update_progressBar(100);
}
step_update_progressBar(100);
}
function url_based_step(form_id){
var url_string = $(location).attr('href').split("/");
var my_string_hash = url_string[url_string.length-1];
if(my_string_hash != 'loan-applications' && my_string_hash != 'loan-applications#forms7' && my_string_hash != "") {
my_string_hash = my_string_hash.split("#");
var last_char = my_string_hash[my_string_hash.length-2];
var text_show = '';
if(last_char != undefined)
text_show = last_char.replace(/\d+$/, "");
if(last_char == undefined) return false;
if(last_char.length == 7) {
var last_char1 = last_char.match(/\d+/);
last_char1 = parseInt(last_char1[0], 10);
} else {
var last_char1 = last_char.match(/\d+/);
if (last_char1) {
last_char1 = parseInt(last_char1[0], 10);
} else {
last_char1 = 0;
}
}
var stepurl_c = '';
var ques_first_reload_three = document.querySelectorAll('fieldset .ques_first_three');
var steps_reload_count = ques_first_three.length;
if(text_show == 'qual'){
} else if(text_show == 'step'){
stepurl_c = last_char1 + steps_reload_count;
if(last_char1 == 9){
stepurl_c = stepurl_c - 2;
} else if(last_char1 == 11){
stepurl_c = 13;
} else if(last_char1 == 12){
stepurl_c = 14;
} else if(last_char1 == 13){
stepurl_c = 15;
} else if(last_char1 == 14){
stepurl_c = 16;
} else if(last_char1 == 15){
stepurl_c = 17;
}
}
if(last_char1 == 7){
stepurl_c = last_char1 + steps_reload_count - 1;
}
console.log('last char 1: '+last_char1);
console.log('stepurl char 1: '+stepurl_c);
console.log('Quest Steps Count: '+steps_reload_count);
if(last_char1 && my_string_hash){
$('.form_group').hide();
var correctcnt = last_char1;
var correctcnt1 = last_char1;
/*if(correctcnt == 11) {
correctcnt = 12;
} else if(correctcnt == 12) {
correctcnt = 14;
} else if(correctcnt == 13) {
correctcnt = 15;
} else if(correctcnt == 14) {
correctcnt = 16;
} else if(correctcnt == 15){
correctcnt = 17;
}*/
if(correctcnt == 15) {
correctcnt = 17;
} else if(correctcnt == 14) {
correctcnt = 16;
} else if(correctcnt == 13) {
correctcnt = 15;
} else if(correctcnt == 12) {
correctcnt = 14;
} else if(correctcnt == 11){
correctcnt = 12;
}
if(stepurl_c == ''){
$('.new-after-'+correctcnt1).show();
} else {
$('.new-after-'+stepurl_c).show();
}
const form = $(this);
var mixcct = '';
if(correctcnt == 15 || correctcnt == 16 || correctcnt == 17){
mixcct = 15;
} else {
mixcct = correctcnt;
}
const form_current_step = $('.new-after-'+mixcct).closest('.form_group');
const form_next_step = form_current_step.next('.form_group');
if (form_next_step.length && form_next_step.hasClass('steps')) {
if(form_id == 7) {
var step_data_index_count = last_char1;
console.log('step_data_index_count ' + step_data_index_count);
if($.cookie('current_step')!= undefined && $.cookie('current_step')!= null && $.cookie('current_step')!= ''){
if($.cookie('current_step') >= step_data_index_count) {
var baseURL = 'https://www.businesscapital.com/loan-applications';
window.history.pushState(text_show+(parseInt(step_data_index_count)), 'Title', baseURL+'/'+text_show+(parseInt(step_data_index_count))+'#forms7');
//$('#click_current_url').val(text_show+(parseInt(step_data_index_count)), 'Title', baseURL+'/'+text_show+(parseInt(step_data_index_count))+'#forms7');
// page_jus_loaded = false;
//autosave();
sendToTParty();
} else {
window.location.href = "https://www.businesscapital.com/loan-applications";
} } else {
window.location.href = "https://www.businesscapital.com/loan-applications";
}
}
if(form_id == 22) {
var step_data_index_count = last_char1;
console.log('step_data_index_count ' + step_data_index_count);
if($.cookie('current_step')!= undefined && $.cookie('current_step')!= null && $.cookie('current_step')!= ''){
if($.cookie('current_step') >= step_data_index_count) {
var baseURL = 'https://www.businesscapital.com/loan-applications-mail-offer';
window.history.pushState(text_show+(parseInt(step_data_index_count)), 'Title', baseURL+'/'+text_show+(parseInt(step_data_index_count))+'#forms22');
//$('#click_current_url').val(text_show+(parseInt(step_data_index_count)), 'Title', baseURL+'/'+text_show+(parseInt(step_data_index_count))+'#forms22');
// page_jus_loaded = false;
//autosave();
sendToTParty();
} else {
window.location.href = "https://www.businesscapital.com/loan-applications-mail-offer";
} } else {
window.location.href = "https://www.businesscapital.com/loan-applications-mail-offer";
}
}
var step_data_index = '';
if(stepurl_c == '') {
step_data_index = last_char1;
} else {
step_data_index = stepurl_c;
}
if(form_id == 7) {
const total_form_steps = $('.steps').length;
updateStepList(step_data_index, total_form_steps);
if (!form_next_step.hasClass('new-after-1')) {
if(step_data_index == 1) {
$('.back-btn').hide();
} else {
$('.back-btn').show();
}
}
} else if(form_id == 22) {
const total_form_steps = $('.steps').length;
updateStepListform22(step_data_index, total_form_steps);
if (!form_next_step.hasClass('new-after-1')) {
if(step_data_index == 1) {
$('.back-btn').hide();
} else {
$('.back-btn').show();
}
}
} else {
if (!form_next_step.hasClass('step-1')) {
if(step_data_index == 1) {
$('.back-btn').hide();
} else {
$('.back-btn').show();
}
}
}
var crt = '';
if(correctcnt == 16){
//crt = 0;
}
if(correctcnt == 15){
var full_name_get = localStorage.getItem("form_7");
var full_name_get1 = JSON.parse(full_name_get);
$('input[name="form_field_135"]').val(full_name_get1.form_field_52);
$('input[name="form_field_461"]').val(full_name_get1.form_field_53);
var f_name = $('input[name="form_field_52"]').val();
var last_name = $('input[name="form_field_53"]').val();
$('input[name="form_field_135"]').val(f_name);
$('input[name="form_field_461"]').val(last_name);
}
if (!form_next_step.next('.form_group').length || crt == 0) {
if(correctcnt == total_no_steps) {
$('.hide-btn').show();
$('.captcha_field_hide').show();
step_update_progressBar(10.6);
$('.captcha_field_hide').show();
var full_name_get = localStorage.getItem("form_7");
var full_name_get1 = JSON.parse(full_name_get);
var full_name = full_name_get1.form_field_52+' '+full_name_get1.form_field_53;
// $('input[name="form_field_153"]').val(full_name);
}
if(correctcnt != total_no_steps) {
$('.hide-btn').hide();
$('.captcha_field_hide').hide();
}
}
if(form_id == 7){
if((parseInt(step_data_index_count)) == 14) {
const canvas = document.getElementById('signaturepad');
const canvas1 = document.getElementById('signaturepad1');
const canvas2 = document.getElementById('signaturepad2');
const canvas3 = document.getElementById('signaturepad3');
const ctx = canvas.getContext("2d");
const ctx1 = canvas1.getContext("2d");
const ctx2 = canvas2.getContext("2d");
const ctx3 = canvas3.getContext("2d");
canvas.width = 300;
canvas1.width = 300;
canvas2.width = 300;
canvas3.width = 300;
canvas.height = 150;
canvas1.height = 150;
canvas2.height = 150;
canvas3.height = 150;
ctx.clearRect(0, 0, canvas.width, canvas.height);
ctx1.clearRect(0, 0, canvas1.width, canvas1.height);
ctx2.clearRect(0, 0, canvas2.width, canvas2.height);
ctx3.clearRect(0, 0, canvas3.width, canvas3.height);
}
var owner2fname = $('input[name="form_field_402"]').val();
var owner2lname = $('input[name="form_field_462"]').val();
var owner2percentage = $('input[name="form_field_416"]').val();
if(owner2fname != "" && owner2lname != "" && owner2percentage != ""){
$('.owner_2_sign').show();
$('.owner2_signature').show();
$('.owner_2_e_sign').show();
$('.owner_2_sign').addClass('validate[required]');
$('.step-16').removeClass('center-signature');
} else {
$('.owner_2_sign').hide();
$('.owner2_signature').hide();
$('.owner_2_e_sign').hide();
$('#signature-data1').val('');
$('input[name="form_field_484"]').val('');
$('.owner_2_sign').removeClass('validate[required]');
$('.step-16').addClass('center-signature');
}
var owner3fname = $('input[name="form_field_423"]').val();
var owner3lname = $('input[name="form_field_463"]').val();
var owner3percentage = $('input[name="form_field_439"]').val();
if(owner3fname != "" && owner3lname != "" && owner3percentage != ""){
$('.owner_3_sign').show();
$('.owner3_signature').show();
$('.owner_3_e_sign').show();
$('.owner_3_sign').addClass('validate[required]');
$('.step-16').removeClass('center-signature');
$('.step-16').addClass('center-signature-third');
} else {
$('.owner_3_sign').hide();
$('.owner3_signature').hide();
$('.owner_3_e_sign').hide();
$('#signature-data2').val('');
$('input[name="form_field_487"]').val('');
$('.owner_3_sign').removeClass('validate[required]');
$('.step-16').removeClass('center-signature-third');
}
var owner4fname = $('input[name="form_field_444"]').val();
var owner4lname = $('input[name="form_field_464"]').val();
var owner4percentage = $('input[name="form_field_458"]').val();
if(owner4fname != "" && owner4lname != "" && owner4percentage != ""){
$('.owner_4_sign').show();
$('.owner4_signature').show();
$('.owner_4_e_sign').show();
$('.owner_4_sign').addClass('validate[required]');
$('.step-16').removeClass('center-signature');
$('.step-16').removeClass('center-signature-third');
} else {
$('.owner_4_sign').hide();
$('.owner4_signature').hide();
$('.owner_4_e_sign').hide();
$('#signature-data3').val('');
$('input[name="form_field_490"]').val('');
$('.owner_4_sign').removeClass('validate[required]');
}
$('input[name="form_field_153"]').val('');
$('input[name="form_field_484"]').val('');
$('input[name="form_field_487"]').val('');
$('input[name="form_field_490"]').val('');
loadpage = true;
}
if(form_id == 22){
if((parseInt(step_data_index_count)) == 14) {
const canvas = document.getElementById('signaturepad');
const canvas1 = document.getElementById('signaturepad1');
const canvas2 = document.getElementById('signaturepad2');
const canvas3 = document.getElementById('signaturepad3');
const ctx = canvas.getContext("2d");
const ctx1 = canvas1.getContext("2d");
const ctx2 = canvas2.getContext("2d");
const ctx3 = canvas3.getContext("2d");
canvas.width = 300;
canvas1.width = 300;
canvas2.width = 300;
canvas3.width = 300;
canvas.height = 150;
canvas1.height = 150;
canvas2.height = 150;
canvas3.height = 150;
ctx.clearRect(0, 0, canvas.width, canvas.height);
ctx1.clearRect(0, 0, canvas1.width, canvas1.height);
ctx2.clearRect(0, 0, canvas2.width, canvas2.height);
ctx3.clearRect(0, 0, canvas3.width, canvas3.height);
}
var owner2fname = $('input[name="form_field_652"]').val();
var owner2lname = $('input[name="form_field_653"]').val();
var owner2percentage = $('input[name="form_field_649"]').val();
if(owner2fname != "" && owner2lname != "" && owner2percentage != ""){
$('.owner_2_sign').show();
$('.owner2_signature').show();
$('.owner_2_e_sign').show();
$('.owner_2_sign').addClass('validate[required]');
$('.step-16').removeClass('center-signature');
} else {
$('.owner_2_sign').hide();
$('.owner2_signature').hide();
$('.owner_2_e_sign').hide();
$('#signature-data1').val('');
$('input[name="form_field_718"]').val('');
$('.owner_2_sign').removeClass('validate[required]');
$('.step-16').addClass('center-signature');
}
var owner3fname = $('input[name="form_field_672"]').val();
var owner3lname = $('input[name="form_field_673"]').val();
var owner3percentage = $('input[name="form_field_689"]').val();
if(owner3fname != "" && owner3lname != "" && owner3percentage != ""){
$('.owner_3_sign').show();
$('.owner3_signature').show();
$('.owner_3_e_sign').show();
$('.owner_3_sign').addClass('validate[required]');
$('.step-16').removeClass('center-signature');
$('.step-16').addClass('center-signature-third');
} else {
$('.owner_3_sign').hide();
$('.owner3_signature').hide();
$('.owner_3_e_sign').hide();
$('#signature-data2').val('');
$('input[name="form_field_721"]').val('');
$('.owner_3_sign').removeClass('validate[required]');
$('.step-16').removeClass('center-signature-third');
}
var owner4fname = $('input[name="form_field_692"]').val();
var owner4lname = $('input[name="form_field_693"]').val();
var owner4percentage = $('input[name="form_field_707"]').val();
if(owner4fname != "" && owner4lname != "" && owner4percentage != ""){
$('.owner_4_sign').show();
$('.owner4_signature').show();
$('.owner_4_e_sign').show();
$('.owner_4_sign').addClass('validate[required]');
$('.step-16').removeClass('center-signature');
$('.step-16').removeClass('center-signature-third');
} else {
$('.owner_4_sign').hide();
$('.owner4_signature').hide();
$('.owner_4_e_sign').hide();
$('#signature-data3').val('');
$('input[name="form_field_724"]').val('');
$('.owner_4_sign').removeClass('validate[required]');
}
$('input[name="form_field_714"]').val('');
$('input[name="form_field_718"]').val('');
$('input[name="form_field_721"]').val('');
$('input[name="form_field_724"]').val('');
loadpage = true;
}
step_update_progressBar((step_data_index * 6));
if(form_id == 22 && last_char1 == 6){
$('.hide-btn').show();
$('.captcha_field_hide').show();
step_update_progressBar(100);
}
} else {
if(form_id == 7){
window.location.href = "https://www.businesscapital.com/loan-applications";
} else if(form_id == 22){
window.location.href = "https://www.businesscapital.com/loan-applications-mail-offer";
}
}
}
}
}
});
$(function(){
$("input[name='form_field_468']").on("blur", function(){
var website_name = $(this).val().trim();
if(website_name){
var website = website_name.replace(/^(?:https?:\/\/)?(?:www\.)?/i, "");
website = website.replace(/^(?:http?:\/\/)?(?:www\.)?/i, "");
$(this).val('https://www.'+website);
}
});
});
$(function(){var form_id = "5";
$('.stepForm_'+form_id+' input').on('input', function(e){
if($(this).val().trim()!==''){
$(this).closest('.field').removeClass('redfield');
}
});
/*
$('input[name="form_field_398"]').on('input', function(){
var value = $(this).val().replace(/[^0-9.]/g, '');
if((value.match(/\./g) || []).length > 1){
value = value.replace(/\.+$/, '');
}
var val1 = 0;
var val2 = 0;
var val3 = 0;
if($('input[name="form_field_416"]').val()){
val1 = $('input[name="form_field_416"]').val();
}
if($('input[name="form_field_458"]').val()){
val2 = $('input[name="form_field_458"]').val();
}
if($('input[name="form_field_439"]').val()){
val3 = $('input[name="form_field_439"]').val();
}
// if(val3 != 0 || val2 != 0 || val1 != 0) {
// value = (parseInt(100) - (parseFloat(val1)+parseFloat(val2)+parseFloat(val3)));
// }
if(value > 100){
$(this).val(100);
} else {
$(this).val(value);
}
if(value !== '' && parseFloat(value) 1){
value = value.replace(/\.+$/, '');
}
var val1 = 0;
var val2 = 0;
var val3 = 0;
if($('input[name="form_field_416"]').val()){
val1 = $('input[name="form_field_416"]').val();
}
if($('input[name="form_field_458"]').val()){
val2 = $('input[name="form_field_458"]').val();
}
if($('input[name="form_field_439"]').val()){
val3 = $('input[name="form_field_439"]').val();
}
// if(val3 != 0 || val2 != 0 || val1 != 0) {
// value = (parseInt(100) - (parseFloat(val1)+parseFloat(val2)+parseFloat(val3)));
// }
if(value > 100){
$(this).val(100);
} else {
$(this).val(value);
}
if(value !== '' && parseFloat(value) == 100){
$('.form_field_401, [data-parent-id="401"]').hide();
$('.form_field_421, [data-parent-id="421"]').hide();
$('.form_field_442, [data-parent-id="442"]').hide();
$('input[name="form_field_416"]').val('');
$('input[name="form_field_439"]').val('');
$('input[name="form_field_458"]').val('');
// $('.add_owner_1').addClass('light_cls');
// $('.add_owner_1').removeClass('dark_cls');
setTimeout(function(){
$('input.add_owner_1').prop('checked', false).trigger('change');}, 300);
}
});
$('input[name="form_field_398"]').on('blur', function(){
let value = $(this).val().replace(/[^0-9.]/g, '');
if(value === ''){
$(this).val('');
$('.form_field_401').hide();
} else {
value = parseFloat(value);
if(value > 100){
$(this).val(100);
} else {
$(this).val(value);
}
if(parseFloat(value) 1){
value = value.replace(/\.+$/, '');
}
var val = (parseFloat(value)+parseFloat($('input[name="form_field_398"]').val()));
if(val > 100){
var remval = (parseFloat(100)-parseFloat($('input[name="form_field_398"]').val()));
$(this).val(remval);
} else {
$(this).val(value);
}
if(val !== '' && parseFloat(val) 100){
var remval = (parseFloat(100)-parseFloat($('input[name="form_field_398"]').val()));
$(this).val(remval);
} else {
$(this).val(value);
}
if(parseFloat(val) 1){
value = value.replace(/\.+$/, '');
}
$(this).val(value);
var val = (parseFloat(value)+parseFloat($('input[name="form_field_416"]').val())+parseFloat($('input[name="form_field_398"]').val()));
if(val > 100){
var remval = (parseFloat(100)-(parseFloat($('input[name="form_field_416"]').val())+parseFloat($('input[name="form_field_398"]').val())));
$(this).val(remval);
} else {
$(this).val(value);
}
if(val !== '' && parseFloat(val) 100){
var remval = (parseFloat(100)-(parseFloat($('input[name="form_field_416"]').val())+parseFloat($('input[name="form_field_398"]').val())));
$(this).val(remval);
} else {
$(this).val(value);
}
if(parseFloat(val) 100){
var remval = (parseFloat(100)-(parseFloat($('input[name="form_field_416"]').val())+parseFloat($('input[name="form_field_398"]').val())+parseFloat($('input[name="form_field_439"]').val())));
$(this).val(remval);
} else {
$(this).val(value);
}
}
});
*/
$('input[name="form_field_458"]').on('blur', function(){
let value = $(this).val().replace(/[^0-9.]/g, '');
value = parseFloat(value);
if(value) {
var val = (parseFloat(value)+parseFloat($('input[name="form_field_416"]').val())+parseFloat($('input[name="form_field_398"]').val())+parseFloat($('input[name="form_field_439"]').val()));
if(val > 100){
var remval = (parseFloat(100)-(parseFloat($('input[name="form_field_416"]').val())+parseFloat($('input[name="form_field_398"]').val())+parseFloat($('input[name="form_field_439"]').val())));
$(this).val(remval);
} else {
$(this).val(value);
}
}
});
});
$(window).on('load', function(){
$('input[name="form_field_398"]').trigger('blur');
$('input[name="form_field_416"]').trigger('blur');
$('input[name="form_field_439"]').trigger('blur');
//$('input[name="form_field_458"]').trigger('input');
// $('.notoggle_style').removeAttr('style');
});
$('.submit_btn').on('click',function(e){var form_id = "5"; var isValid3 = $(".stepForm_"+form_id).validationEngine('validate');
if (!isValid3) {
e.preventDefault();
if ($('.formErrorContent').is(':visible')) {
$(".stepForm_" + form_id + " .formErrorContent").each(function() {
var errorMessage = $(this).html().trim();
var errorMessages = errorMessage.split('
'); $(this).empty(); var vcounters = 1; for(var im = 0; im ').addClass(errorClassName).html(errorMessages[im]); $(this).append(errorSpan); $(this).closest('.field').addClass('redfield'); } });return false; } } }); //errorContentMsg(); $(function(){ $('input.bank_account').on('change',function(){ $('label').removeClass('selected'); $(this).closest('label').addClass('selected'); }); $('input[name="form_field_495"]').on('change',function(){ $('label').removeClass('selected'); $(this).closest('label').addClass('selected'); var business_selected_val = $('input[name="form_field_495"]:checked').val(); if(business_selected_val == 'Yes'){ $('.form_field_110').show(); $('label').removeClass('selected'); $(this).closest('label').addClass('selected'); } else { $('.form_field_110').hide(); } }); $('input[name="form_field_990"]').on('change',function(){ if($('.form_field_471').is(":visible")){ $('label').removeClass('selected'); $(this).closest('label').addClass('selected'); var business_selected_val = $('input[name="form_field_990"]:checked').val(); if (typeof business_selected_val === "undefined"){ $('.hide-btn').show(); $('.captcha_field_hide').show(); if ($('.or-divider').length === 0) { $('.captcha_field_hide_bun').before( '
'); $(this).empty(); var vcounters = 1; for(var im = 0; im ').addClass(errorClassName).html(errorMessages[im]); $(this).append(errorSpan); $(this).closest('.field').addClass('redfield'); } });return false; } } }); //errorContentMsg(); $(function(){ $('input.bank_account').on('change',function(){ $('label').removeClass('selected'); $(this).closest('label').addClass('selected'); }); $('input[name="form_field_495"]').on('change',function(){ $('label').removeClass('selected'); $(this).closest('label').addClass('selected'); var business_selected_val = $('input[name="form_field_495"]:checked').val(); if(business_selected_val == 'Yes'){ $('.form_field_110').show(); $('label').removeClass('selected'); $(this).closest('label').addClass('selected'); } else { $('.form_field_110').hide(); } }); $('input[name="form_field_990"]').on('change',function(){ if($('.form_field_471').is(":visible")){ $('label').removeClass('selected'); $(this).closest('label').addClass('selected'); var business_selected_val = $('input[name="form_field_990"]:checked').val(); if (typeof business_selected_val === "undefined"){ $('.hide-btn').show(); $('.captcha_field_hide').show(); if ($('.or-divider').length === 0) { $('.captcha_field_hide_bun').before( '
OR
'
);
}
} else if(business_selected_val != 'Manually upload bank statements for the last 3 months'){
$('.hide-btn').hide();
$('.captcha_field_hide').hide();
$('.or-divider').remove();
$('.submit-button').val('Submit');
$('#plaid_id_check').val(1);
autosave();
} else {
$('.hide-btn').show();
$('.captcha_field_hide').show();
$('.submit-button').val('Submit');
$('.or-divider').remove();
$('#plaid_id_check').val(0);
autosave();
}
if(business_selected_val == "Automatically fetch bank statements via Plaid"){
var shouldStop = '';
var value = $('input[name="form_field_58"]').val();
$.ajax({
url: "https://www.businesscapital.com/plaid/check-plaid-connect-new",
type: "GET",
dataType: "json",
data: { form_field_58: value },
async: false,
success: function(data_res) {
if(data_res.val == 1){
$('.hide-btn').show();
$('.captcha_field_hide').show();
// Show success message
document.getElementById('link-button').style.display = 'none';
const msgBox = document.querySelector('.msg-from-plaid');
msgBox.style.display = 'block';
msgBox.classList.add('success');
msgBox.innerText = "Success! Your bank account is now connected via Plaid to fetch your bank statements";
}
}
});
}
}
});
});
/*
$(document).ready(function(){
$('input.federal_tax_id').on('input',function(){
var val = $(this).val();
var form_field_128 = val.replace(/\D/g, '');
if(form_field_128.length > 2){
var val1 = form_field_128.slice(0,2);
form_field_128 = val1+'-'+form_field_128.slice(2);
}
$(this).val(form_field_128.slice(0,10));
});
$('input.federal_tax_id').on('blur',function(){
var val = $(this).val();
var form_field_128= /^\d{2}-\d{7}$/;
if(!form_field_128.test(val)){
$(this).focus();
}
});
});
*/
$(document).ready(function () {
$('input.federal_tax_id').on('input', function () {
var val = $(this).val();
var form_field_128 = val.replace(/\D/g, '');
if (form_field_128.length > 2) {
var val1 = form_field_128.slice(0, 2);
form_field_128 = val1 + '-' + form_field_128.slice(2);
}
$(this).val(form_field_128.slice(0, 10));
});
$('input.federal_tax_id').on('blur', function () {
var val = $(this).val();
var isValid = /^\d{2}-\d{7}$/.test(val);
var $error = $(this).next('.error-message');
if (!isValid) {
// Show error message
if ($error.length === 0) {
$(this).after('');
}
$(this).focus();
} else {
// Remove error message
$error.remove();
}
});
});
function validateEIN($input) {
var val = $input.val();
var isValid = /^\d{2}-\d{7}$/.test(val);
var $error = $input.next('.error-message');
if (!isValid) {
if ($error.length === 0) {
$input.after('');
}
$input.focus();
return false;
} else {
$error.remove();
return true;
}
}
function validateSSN($input) {
var val = $input.val();
var isValid = /^\d{3}-\d{2}-\d{4}$/.test(val); // Correct SSN format
var $error = $input.next('.error-message');
if (!isValid) {
if ($error.length === 0) {
$input.after('');
}
$input.focus();
return false;
} else {
$error.remove();
return true;
}
}
/*
$(document).ready(function(){
$('input[name="form_field_139"]').on('input', function(e){
var val1 = $(this).val();
let form_field_139 = val1.replace(/\D/g, '');
if(form_field_139.length > 3 && form_field_139.length 5){
var val3 = form_field_139.slice(0, 3);
form_field_139 = val3+'-'+form_field_139.slice(3, 5)+'-'+form_field_139.slice(5);
}
var val4 = form_field_139.slice(0, 11);
$(this).val(val4);
});
$('input[name="form_field_139"]').on('blur',function(e){
var form_field_139 = /^\d{3}-\d{2}-\d{4}$/;
var val = $(this).val();
if(!form_field_139.test(val)){$(this).focus();}
});
$('input[name="form_field_406"]').on('input',function(){
var val = $(this).val();
let form_field_406 = val.replace(/\D/g, '');
if(form_field_406.length > 3 && form_field_406.length 5){
var val3 = form_field_406.slice(0, 3);
form_field_406 = val3+'-'+form_field_406.slice(3, 5)+'-'+form_field_406.slice(5);
}
var val2 = form_field_406.slice(0, 11);
$(this).val(val2);
});
$('input[name="form_field_406"]').on('blur',function(){
var form_field_406 = /^\d{3}-\d{2}-\d{4}$/;
var val = $(this).val();
if(!form_field_406.test(val)){ $(this).focus(); }
});
$('input[name="form_field_427"]').on('input',function(){
var val = $(this).val();
let form_field_427 = val.replace(/\D/g, '');
if(form_field_427.length > 3 && form_field_427.length 5){
var val3 = form_field_427.slice(0, 3);
form_field_427 = val3+'-'+form_field_427.slice(3, 5)+'-'+form_field_427.slice(5);
}
var val2 = form_field_427.slice(0, 11);
$(this).val(val2);
});
$('input[name="form_field_427"]').on('blur', function(){
var form_field_427 = /^\d{3}-\d{2}-\d{4}$/;
var val = $(this).val();
if(!form_field_427.test(val)){ $(this).focus(); }
});
$('input[name="form_field_448"]').on('input', function(){
var val= $(this).val();
let form_field_448 = val.replace(/\D/g, '');
if(form_field_448.length > 3 && form_field_448.length 5){
var val3 = form_field_448.slice(0, 3);
form_field_448 = val3+'-'+form_field_448.slice(3, 5)+'-'+form_field_448.slice(5);
}
var val2 = form_field_448.slice(0, 11);
$(this).val(val2);
});
$('input[name="form_field_448"]').on('blur', function(){
var form_field_448 = /^\d{3}-\d{2}-\d{4}$/;
var val = $(this).val();
if(!form_field_448.test(val)){ $(this).focus(); }
});
});
*/
$(document).ready(function () {
const ssnFields = ['form_field_139', 'form_field_406', 'form_field_427', 'form_field_448'];
ssnFields.forEach(function (fieldName) {
const selector = `input[name="${fieldName}"]`;
// Input formatting
$(document).on('input', selector, function () {
let val = $(this).val().replace(/\D/g, '');
if (val.length > 3 && val.length 5) {
val = val.slice(0, 3) + '-' + val.slice(3, 5) + '-' + val.slice(5);
}
val = val.slice(0, 11);
$(this).val(val);
// Remove error message while typing
const $error = $(this).next('.error-message');
if ($error.length) $error.remove();
});
// Validation on blur
$(document).on('blur', selector, function () {
const val = $(this).val();
const isValid = /^\d{3}-\d{2}-\d{4}$/.test(val);
const $error = $(this).next('.error-message');
if (!isValid) {
if ($error.length === 0) {
$(this).after('');
}
$(this).focus();
} else {
$error.remove();
}
});
});
});
$(document).on('change', 'input.add_owner_1', function(){
if($('input.add_owner_1:checked').length > 0){
$('.add_owner_1').removeClass('light_cls');
$('.add_owner_1').addClass('dark_cls');
$('.add_owner_1').find('label').css('background','#0a1f3');
$('input.add_owner_2').prop('checked', false);
$('[data-parent-id="421"]').hide();
//$('input.add_owner_3').prop('checked', false);
$('[data-parent-id="442"]').hide();
}else{
$('.add_owner_1').removeClass('dark_cls');
$('.add_owner_1').addClass('light_cls');
$('input.add_owner_2').prop('checked', false);
$('[data-parent-id="421"]').hide();
$('input.add_owner_3').prop('checked', false);
$('[data-parent-id="442"]').hide();
//$('.add_owner_1').find('label').css('background','#080808');
}
});
$(document).on('change', 'input.add_owner_2', function(){
if($('input.add_owner_2:checked').length > 0){
$('.add_owner_2').removeClass('light_cls');
$('.add_owner_2').addClass('dark_cls');
//$('.add_owner_2').find('label').css('background','#0a1f3');
$('input.add_owner_3').prop('checked', false);
$('[data-parent-id="442"]').hide();
}else{
$('input.add_owner_3').prop('checked', false);
$('[data-parent-id="442"]').hide();
$('.add_owner_2').removeClass('dark_cls');
$('.add_owner_2').addClass('light_cls');
//$('.add_owner_2').find('label').css('background','#080808');
}
});
$(document).on('change', 'input.add_owner_3', function(){
if($('input.add_owner_3:checked').length > 0){
$('.add_owner_3').removeClass('light_cls');
$('.add_owner_3').addClass('dark_cls');
//$('.add_owner_3').find('label').css('background','#0a1f3');
}else{
$('.add_owner_3').removeClass('dark_cls');
$('.add_owner_3').addClass('light_cls');
//$('.add_owner_3').find('label').css('background','#080808');
}
});
// need
$(document).ready(function(){
$('input[name="form_field_126[]"]').on('change', function(){
if($(this).is(':checked')){
$(this).val('Yes');
} else {
$(this).val('');
}
});
});
$(window).on('load', function() {
if(loadpage){
$('input[name="form_field_153"]').val('');
$('input[name="form_field_484"]').val('');
$('input[name="form_field_487"]').val('');
$('input[name="form_field_490"]').val('');
}
});
Understand Loan Terms Before Signing
Before accepting a loan, make sure you understand:
- Interest Rates: Fixed vs. variable rates and how they affect payments.
- Repayment Terms: Monthly payments, loan duration, and early repayment options.
- Fees: Origination fees, late fees, and potential penalties.
Plan for Repayment
Securing a loan is just the first step—having a solid repayment plan is key.
- Ensure your business generates enough revenue to cover payments.
- Monitor cash flow to avoid missing payments.
- Consider refinancing options if you need better terms in the future.
Final Thoughts
Getting a business loan doesn’t have to be complicated. By understanding your options, preparing ahead of time, and choosing the right lender, you can secure funding that supports your business’s success.
Need fast funding? Apply today or call 877-400-0297 to discuss your financing options.
About the Author
Henry Pershin
Henry Pershin is the Founder and CEO of BusinessCapital.com, a nationally recognized business financing organization that has deployed over $10 billion in capital to businesses across the United States. Over the past decade, he has built the company into a leading platform in the business financing space, focused on delivering reliable capital solutions to small to mid-sized businesses.
He leads with a long-term mindset centered on trust, accountability, and building relationships that grow alongside the businesses he serves.